Best for Travel
Axis Magnus
Axis Bank
Annual Fee₹10,000
Reward Rate35 EDGE Miles/₹100
Lounge AccessUnlimited*
TravelFlightLounge
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Super Premium
HDFC Diners Club Black
HDFC Bank
Annual Fee₹10,000
Reward Rate3.33% (5 pts/₹150)
Lounge AccessUnlimited, global
TravelLoungeConciergeDining
Fee/rewards verified against issuer terms, August 2026. No dedicated FareSIQ review yet.
AmEx Platinum Charge
American Express
Annual Fee₹60,000
Reward Rate1 MR pt/₹50
Lounge AccessUnlimited
TravelConciergeLounge
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HDFC Regalia
HDFC Bank
Annual Fee₹2,500
Reward Rate4 pts/₹150
Lounge Access12 visits/yr
TravelFlightLounge
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Lifetime Free
CheQ AU Credit Card
AU Small Finance Bank
Annual FeeFree
Reward RateUp to 12%
LED Variant₹999 one-time
ShoppingLifetime Free
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Lifetime Free
Amazon Pay ICICI
ICICI Bank
Annual FeeFree
Reward Rate5% Amazon (Prime), 1% other
Best ForAmazon shoppers
ShoppingLifetime Free
Fee/rewards verified against issuer terms, August 2026. No dedicated FareSIQ review yet.
HDFC Millennia
HDFC Bank
Annual Fee₹1,000 (waived on ₹1L spend)
Reward Rate5% on 10 partner brands
Lounge AccessUp to 8 visits/yr
ShoppingDiningLounge
Fee/rewards verified against issuer terms, August 2026. No dedicated FareSIQ review yet.
SBI SimplyCLICK
SBI Card
Annual Fee₹499 (waived on ₹1L spend)
Reward Rate10x on partners, 5x online
Best ForBroad online spending
Shopping
Fee/rewards verified against issuer terms, August 2026. No dedicated FareSIQ review yet.
IndianOil Axis Bank
Axis Bank
Annual Fee₹500 (waived on ₹3.5L spend)
Reward Rate4% at IOCL fuel
Best ForRegular IOCL customers
Fuel
Fee/rewards verified against issuer terms, August 2026. No dedicated FareSIQ review yet.
Best for Fuel
BPCL SBI Card Octane
SBI Card
Annual Fee₹1,499
Reward Rate6.25% at BPCL fuel
Lounge Access4 visits/yr, no spend condition
FuelLoungeDining
Fee/rewards verified against issuer terms, August 2026. No dedicated FareSIQ review yet.
Super Premium
HDFC Infinia (Metal)
HDFC Bank
Annual Fee₹12,500 (waived on ₹10L spend)
Reward Rate3.33% (up to 10x via SmartBuy)
Lounge AccessUnlimited, domestic + international
TravelLoungeConcierge
Fee/rewards verified against issuer terms, August 2026. No dedicated FareSIQ review yet.
Premium
YES Bank Marquee
YES Bank
Annual Fee₹10,000
Reward Rate4.5% online, 2.25% offline
Lounge AccessUnlimited international, 24 domestic/yr
TravelLoungeShopping
Fee/rewards verified against issuer terms, August 2026. No dedicated FareSIQ review yet.
ICICI Bank Coral
ICICI Bank
Annual Fee₹500 (waived on ₹1.5L spend)
Reward Rate2 pts/₹150 (4 pts online)
Best ForLow-fee entry card, dining + fuel perks
ShoppingDiningFuel
Fee/rewards verified against issuer terms, August 2026. No dedicated FareSIQ review yet.